Peer-to-peer lending with every term in plain sight.
GoFundYourself gives borrowers a focused request flow and gives lenders a precise way to evaluate, fund, and monitor loans. No bank in the middle.
- Flat-rate math
- Weekly schedules
- Realtime dashboards
gfy://marketplace/open-requests
ConnectingOpen
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Volume
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Avg rate
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- Principal per request
- $500 – $10K
- Minimum interest rate
- 5%
- Weekly repayment terms
- 1 – 52 wk
- Bank intermediaries
- 0
Platform
Built for the repeated work of lending.
Every screen keeps the decision-critical numbers next to the action that depends on them: amount, rate, schedule, and who is on the other side.
Structured requests
Borrowers publish amount, rate, term, and purpose through validated fields. Lenders compare like-for-like.
Repayment math, upfront
Total repayment, interest, and the weekly installment before anyone commits.
Portfolio telemetry
Capital lent, debt owed, and repayment progress, streamed live.
Authenticated members
Every request and loan is tied to a signed-in member with a public profile and history.
Keyboard-first
Jump to any page or action from anywhere with the command palette.
Repayment calculator
Model a loan before you post it.
Same flat-rate math lenders see on the review screen. Tune the terms, then carry them straight into a new request.
- Interest applies once over the full term
- Installments are split evenly by week
- Values carry into the request form
$500 to $10,000
Minimum 5%
1 to 52 weeks
Weekly installment
$225.00
for 12 weeks at 8% flat interest
- Principal
- $2,500
- Interest
- $200.00
- Total
- $2,700.00
Workflow
From request to funded loan in three states.
Each screen shows the next useful action for whoever is holding the handoff.
- [01]Published
Post a request
Borrowers set amount, rate, term, and purpose. Validation runs before anything goes live.
- [02]Under review
Review the opportunity
Lenders inspect the borrower profile, the full repayment schedule, and expected interest.
- [03]Funded
Fund and monitor
Approved loans move into both dashboards, where outstanding balances and repayments stay visible.
FAQ
Peer-to-peer lending, answered.
How borrowing and lending work on GoFundYourself, from posting a request to tracking repayments.
Learn more about the platformWhat is peer-to-peer lending?
Peer-to-peer (P2P) lending connects people who want to borrow with people who want to lend, without a bank acting as the middleman. On GoFundYourself, borrowers publish a loan request with their own amount, rate, and term, and other members review and fund it directly.
How much can I borrow, and for how long?
Each loan request can be between $500 and $10,000, with a minimum interest rate of 5% and a repayment term from 1 to 52 weeks. Borrowers choose the terms; lenders decide whether to fund them.
How are repayments calculated?
GoFundYourself uses flat-rate interest: the rate is applied once to the principal, and the total is split into equal weekly payments. For example, $2,500 at 8% over 12 weeks is $2,700 in total, or $225 per week. The repayment calculator shows the exact figures before you post.
Who funds the loans?
Other GoFundYourself members. Lenders browse the loan marketplace, review each borrower's profile, purpose, and full repayment schedule, and approve the requests they want to fund.
How do I track a loan after it is funded?
Funded loans appear on both the borrower's and the lender's dashboard, with principal, terms, repayment progress, and outstanding balances updating in real time.
Does it cost anything to create an account?
No. Creating a GoFundYourself account is free, and you can explore the marketplace and the repayment calculator before signing up.
Start with one request